Definition: V.S.P. Insurance, or Video Surveillance Plus Personal Insurance, is a type of insurance that covers video surveillance equipment for use in home security systems. It is typically included as part of a homeowner's insurance policy. The term "v s p" stands for "Video Surveillance Plus Personal." This means that the customer pays for both the video surveillance equipment and the personal liability coverage on their property, with any accidents resulting from the equipment being covered under a third-party liability policy. The insurance company typically provides this coverage as a separate policy and not included in the homeowner's policy. The specific definition of "Personal Liability Coverage" can vary depending on the insurance provider, but it generally refers to policies that cover personal injuries or property damage that results from incidents that occur during the homeowners' time of occupancy. This type of coverage is often used by home owners who have their own cameras installed and are responsible for taking care of any damages or losses that result from such an event. Overall, v.s.p. insurance can be a valuable addition to homeowners' policies as it provides peace of mind with regards to the security and safety of your home.
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